How buying online and paying for a used vehicle works at Bynco

At Bynco, buying a used car online is as easy and safe as buying a washing machine from bol.com or Coolblue. If you are dissatisfied with your new car, we will refund the purchase price without any ifs or buts.

Secure payment through iDEAL and GoCredible

If you buy from Bynco, you'll pay during the delivery of your new car. We only require a small deposit of €200 upfront to finalize your order. The payment will be made securely via iDEAL, after which the money is parked on the third-party money account of GoCredible, an independent and reliable payment platform. Are you 100% satisfied with the used car that we delivered to your home? Then GoCredible will transfer the money to the relevant Bynco partner.

Bynco's Worry-free Service

If you buy a pre-owned car from Bynco, you'll benefit from our Worry-free Service, including:

Independent pre-delivery purchase inspection
12 months BOVAG warranty
At least 1 year MOT
No costs guaranteed the first 12.000 km or first year*
Something wrong? Then we'll solve it
Cost-free return within 2 weeks

About buying online

Benefits

Pay when 100% happy: are you completely satisfied with your car during the delivery? Only then will we ask you to make the final payment after the € 200 deposit (securely) through iDEAL.
Money back guarantee. When buying from a dealership in an offline manner, you are bound to the purchase and it is often not possible to cancel - or you will incur high costs. If you buy your new car online at Bynco, you can cancel your purchase free of charge up to 2 weeks after delivery of your new car, after which we will come and pick up the car from you free of charge. GoCredible will then refund the purchase price to your account within 10 working days.

Good to know

Payment/card limit: if you want to pay over €5.000* using iDEAL, you will first have to increase your transfer limit (payment limit and/or card limit). You can find out how on your bank's website. How quickly the change takes effect depends on your bank. It takes up to 4 hours at Rabobank, ING, Triodos, SNS and ASN, other banks immediately enable you to use the new limit. That is why we advise you - even if your bank isn’t mentioned above - to (temporarily) increase the limit at least half a day before the delivery of your new car.

Please note: if you need to make a payment for te car of € 50.000 upon delivery, ensure that you do not make any bank or card payments before delivery, as most banks have a daily limit of € 50.000.
Modify or cancel order: It's not an ordinary package, the car you purchase. We will prepare the car for delivery once your order is placed. This means that you cannot cancel or modify your order after 24 hours. However, you can always return the car within 14 days after delivery if you are not satiesfied with it.

*€ 5.000 is the standard limit applied by almost every bank.

How to buy and pay for a used vehicle online at Bynco

Found your dream car?

During the ordering process, you make your order final with a small down payment of €200. Afterward, you will receive an email from us with a payment link to safely fulfil the outstanding amounts via iDEAL into GoCredible's third-party account.
Payment during delivery

You will be able to use the payment link and the tablet of the delivery driver, or your phone, laptop or tablet, to transfer the amount to GoCredible via iDEAL. Does the car not meet your expectations? That means you don't have to pay and we will take back the car.
2 weeks of test driving and cost-free return

After delivery, you can test drive the car for 2 weeks. If you are not satisfied, you can return the car. In that case, we will pick it up from you free of charge and refund the purchase price to your account within 10 working days.

Frequently asked questions about buying a car online at Bynco

Who or what is GoCredible?

GoCredible is an independent, reliable payment platform accepted by the Home Shopping Guarantee (Thuiswinkel Waarborg). Bynco uses the payment services of GoCredible, so you can pay for your new car safely and with peace of mind. Want to know more about GoCredible and Bynco? Then follow this link.

Can I pay for the car in instalments?

Unfortunately not, unless you choose financing. You then pay a fixed monthly amount for the car of your choice. You can read more about financing on the ‘Car financing: how it works at Bynco’.

What if you go bankrupt?

No need to worry, because your money is safely parked in GoCredible's third-party money account. Creditors can never lay claim to it, not even in the event that we go bankrupt. In case it does happen, GoCredible will return your money to you as soon as possible.

When do I need to make the payments?

When ordering, we only require a small deposit of €200 upfront to finalize your order. The other payment(s) depends on the total amount of your order:

If the total amount of your order is less than € 50,000, you can make this payment during the delivery of your car via iDEAL to GoCredible's third-party account. You can also do this before delivery, which you can easily manage through your Bynco account.

Is the total amount higher than € 50,000? Since iDEAL has a daily limit of € 50,000, the payment is split into two parts. In this case, the amount above € 50,000 is part 1 of the payment, which you must settle within a week after placing the order. The remaining € 50,000, part 2, is paid during the delivery of the car.

Do I need to fulfil a deposit to order?

Yes. After confirmation of the purchase, we will immediately start arranging the delivery of your new car. Therefore, a small deposit of € 200 is part of the transaction. You can transfer this amount easily and securely with iDEAL to GoCredible's third-party account. Once we have received the deposit, your order is complete. Until then, the car remains available to others.

You can easily fulfil the deposit at the end of the ordering process on our website. If there's any issue, you can always resume the down payment from the payment overview in My Bynco.